Showing posts with label the "economy". Show all posts
Showing posts with label the "economy". Show all posts

31 October 2009

100 Issues for 100 Days #75

#75: A Day Late and a Dollar Short

With the economic crisis that we're all facing, the end of the month has come to be the time that most people dread and yet wait for with bated breath. It's the time when the amount of money in your pockets is ebbing like the tide at it's lowest point. But you know that if you can hold on long enough, the money will flow back in. Then the cycle begins all over again.

You pay the bills, have a dinner out here or there and buy something nice to lift your mood but always, the end of the month is lurking there. In that last week, you pack your lunch to work every day. You beg off invitations out. It's all about the necessities, laundry, groceries, medicine. Anything that can wait will and you start to borrow from Peter, in order to Paul.

I know there are all these prescribed ways to creak the cycle (saving, less spending, budgeting, etc) but the truth is this is how the majority of Americans live. And even when I budget, that doesn't mean that I should turn down every dinner invitation or cut out the spontaneity of my life. I'm 26, single and childless; I shouldn't have to second-guess every time I go out for a beer. But it is a cycle and I hate knowing that at the end of every month, I'll struggle against so many things just because I lived my life.

13 September 2009

100 Issues for 100 Days: #28

#28: Fiddler on the Roof

Today has been a weird day. For the past few weeks, I've been very much inside of my head. I find myself fixating on phrases.

Earlier, I watched Lions for Lambs and a quote stuck in my mind.
Nowhere have I seen such Lions led by such Lambs.
I wonder if we're all Lions being led by Lambs or if we're just a bunch of sheep.

Right now our financial system is collapsing and our government and citizens seem to be showing a lack of courage. Personally, it seems to be manifesting in my life with a severe shortage of money and a fear of the future that I haven't felt before and yet, I spent my day watching movies and television shows. I wonder if I'm not fiddling while Rome is burning all around me. And if I am, what do I do to stop it?

06 September 2009

100 Issues for 100 Days: #21


#21: Flossy, Flossy

This morning I woke up and the first thing I saw when I turned on the television was a documentary called Youth Knows No Pain. It's a documentary made by the daughter of a plastic surgeon as she ponders the multi-billion dollar anti-aging industry which includes, injectables, creams and full-on surgery.

Although I found the documentary pretty well-rounded and it featured lots of different points of view, one thing was definitely visually apparent, even though it was unspoken: this is a White person's problem. In the entire time I watched only three of the people I saw were of color, one Black woman, one Asian male and one Latina. Now this doesn't mean I believe only White people worry about aging but there's clearly some color and class hierarchy driving this industry.

Now I could go to that old stand-by "Black don't crack" but I think essentially, cosmetics are expensive. Cosmetic surgery, even the injectables, is pretty cost prohibitive. The average price for Botox is $350-$500 per area. Even with "recession specials", cosmetic surgery is hard for the average American to afford without foregoing some other aspect of their lives. In a 2008 survey by the American Society of Plastic Surgeons, they found that wile White Americans comprise 67% of the population, they account for 78% of plastic surgeries. Blacks are 13% of the population and 6% of plastic surgery patients. And the industry projected figures to drop due to the recession.

One important aspect the documentary did bring up was the fact that because health insurance is linked to our jobs, people feel the need to keep themselves looking young and vital in order to preserve their jobs and by-proxy, their health insurance. I wonder if some people of color don't worry about Botox since they are more likely to not have health insurance?

Essentially, that's what the film seemed to come down to for me. Cosmetic surgery is something you do if you have the time to worry about what you look like. And you would have the time to do that if you didn't have to worry about school loans, job security or where your next meal was coming from.

Ironically, the woman who made the documentary was the daughter of a famoous plastic surgeon who always told her she was beautiful. And although she never tried anything other than creams until she made this film, she was pretty obsessed with aging. I wonder if as a culture we've come to a point where we need something, anything to focus on and when the things around us fall into place we turn that obsessive need inward. Will my life fall into place one day and suddenly I'll find myself searching for Botox injection?

22 August 2009

100 Issues for 100 Days: #6

#6: Where's the Beef?

Today (thanks to my job cutting back my hours) I was able to enjoy a small pleasure I usually just see on my way to work: The Grand Lake Farmer's Market where I also scored this great eggplant at the right. I've always found farmer's markets to be a lovely experience. Although it's mostly touted as something that White people like, going to the Grand Lake market illustrated that it's anything but. I found a very diverse group of people, both sellers and buyers. And though there is a certain "crunchiness" to the farmer's market crowd, there was also different spirit that I saw there. It wasn't about pretentious, vegan eaters but people who just wanted good, fresh food.

I've always had a pretty healthy and diverse diet. I don't obsess about what goes in my mouth but I do take note of it. As the amount of money in my pocket dwindles, I've had to make some hard choices but I think I've also found a nice balance of fresh and wallet-conscious items.

1. Ramen:
I came back to this after many years of disdain because my house-sitters left behind a few packages when they left. Instead of turning up my nose, I decided to combine my fresh veggies to the mix and to go easy on the "flavor packet" that's included in the package. I used my own spices and topped it all off with fresh cilantro and a few basil leaves.


2. Beans:
I tend to get a lot of my protein from meat. I'm a carnivore to the fullest, but beans are a good way to get protein and are much easier on my budget. So instead of eggs and bacon, this month I'm going to try eggs and black beans.


3. Fresh Herbs:

A lot of people are afraid of getting fresh herbs because they don't last very long. After walking around the farmers market (I always do a full lap around before purchasing anything), I found the best deals on basil and cilantro ($1/bunch) and to help them keep in the fridge, I've placed them, stems down, in glasses of water.





4. Sweet Treats:
Each month, I treat myself to a "sweet treat". Last month, it was a box cheesecake (because it freezes, I still have some left). This month, it's mango slices. Mango slices can also be frozen and they're great with hot sauce, a trick I learned from my friend Kira.



Before, I used to spend about $100 per month on groceries, and now I'm trying to bring that amount down to $50. That means eating at work (luckily my job contracts with a company that makes healthy school lunches) and cooking more at home. Hopefully, I won't have to skimp on taste and flavor just because my wallet is skimpy.

21 August 2009

100 Issues for 100 Days: #5

#5: Gilmore Girl

Today the movie Post Grad premiered in theaters. I haven't seen it yet but this is a subject that is close to my heart. I'm so glad Alexis Bledel is playing this role because I feel like if Gilmore Girls had continued, this would have been season 8: Rory returns home after she realizes that it's near impossible to find a job after college.

What they don't tell you is that if you don't want to work in a cubicle, finding a job that pays more than by the hour or even finding a job in your field of interest is pretty much a pipe dream. I've been out of college for 4 years and I still feel the pressure everyday to run home to my mom and live at home. And with the recession and looming college loans, it's hard not to identify with this film.

Being a college graduate is not enough in this economy. You have to bring a lot to the table and even more you have to be willing to sometimes work for nothing if it's what you're passionate about. Which brings me to my second point. The other thing that makes this movie so relatable is that it's about a white, upper middle-class female. For most first-in-their-family or loan-taking (read: of color) college graduates, the option of taking your time to find a job is nearly non-existent. You have about six months before those loan payments kick in and your parents start to kick you out. For most the question is not "what's your passion?" but "when are you going to make your own money?" And for those pursuing a passion, the grumbling doesn't stop after you leave your old bedroom. I still have to listen to my mom ask me what my plan is and where am I going and my favorite is "when are you going to get a real job?". In this economy, I have one piece of advice for this year's college grads. Stay in school.

*UPDATE: Check out this Post Grad review by TheReelAddict

18 August 2009

100 Issues for 100 Days: #2


#2 Premium or Unleaded

Today is the day my cable bill is due. Don't get me wrong, any other day I would happily pay my cable bill and keep on truckin' but there's one tiny problem: I am BROKE. And I don't mean broke like I'm skimping on that new pair of shoes (I saw a great pair of second-hand yellow pumps for $35 at this store, by the way). No I'm broke like "I'm on a week-long cleanse cause it means I can draw out the time until I have to buy groceries" - broke.

Back to the cable bill. I also have a huge weakness. I LOOOOOOOOVE my television. It's kind of sick. When I add up the amount of television I watch per week it's at least a part time job. So while I'll never give up my cabe outright, I am thinking of cutting back on my premium channels. What does this mean? No more HBO and Showtime. For most people this is a small sacrifice but every time I come close to cutting the cord I think, "No more True Blood? No more Weeds?
and my hand hovers over the "remove" button with trepidation. And I know I can find these things on the interwebs somewhere but for the same reason I can't get myself to commit to a Kindle, "it just ain't the same".

Right now I hover on the brink. But my (empty) wallet will push me over the edge.

17 August 2009

100 Issues for 100 Days

I tried really hard to write a post around my birthday about love and horoscopes but it didn't quite work out but now I've moved on and decided to do something different. A friend of mine who's a poet completed an anthology called "100 Poems for 100 Days" I've decided to do something along the same lines, 100 Issues for 100 Days. Now this can be as small as "Love and Horoscopes" (I haven't given up on that post) or as big as "Global Finance" but each day I'm going to try and tackle something different. And I am committing to 100 Issues for 100 Days, which by my count means I should be done by Nov. 24th. Let's see how it goes people.

#1 Healthcare Reform



Let's face it people. We are in the trenches. It's November 2008 again and people are yelling "Obama's a Muslim!" and "Don't change my Amurika!" It's sickening and frightening and it's sad. I'll confess, I haven't read the healthcare bill and to be perfectly honest, I'm sure there's plenty of things wrong with it. And ... this one's a biggie ... I'm not sure if I think our government can necessarily run healthcare well. BUT I do know this: I am a 26-year old woman who works two jobs and does not have health insurance and that's wrong.

There is a sickening idea that has come out of the "American dream" and that is the idea that anyone who doesn't have prosperity has not "worked hard enough". Therefore, if you don't have, it's because you didn't want to have. And if the government helps you it's because you are lesser and unworthy and "good people" have taken pity on you. The people currently opposing healthcare reform would have you believe that it's a zero-sum game and the poor are coming to take what you have. And they'll kill your grandma, give your 12-year old an abortion in the backroom of her school and anything else it takes to make it happen.

This country needs a reality check. The truth behind these allegations is vast and multi-layered but ultimately no one is seeking the truth, they're just trying to scare everyone. The ironic thing is that these people rail against terrorists but utilize the same tactics. They are stifling real debate that would make this bill the best it could be so that every citizen would come out on top, not just the rich or the insurance companies but everyone who needs and wants to lead healthy and productive lives. Because essentially that's what this comes down to lives. Like I said, I may not know everything but I know that I
am a 26-year old woman who works two jobs and does not have health insurance and that's wrong.


22 March 2009

An Open Letter to the American Government


To Whom it May Concern (which is everyone),

I don't know if you've heard but currently, our country is in crisis. Not a day goes by without me picking up a paper to find out who's been screwed over that day. If people are not getting laid-off, their kids are being subjected to harsh cuts to their educational funding, or their parents are being given sub-standard healthcare, or they're standing on lines at unemployment agencies TO CALL unemployment agencies so they can wade through bureaucratic red tape (I'm looking at you, Gov. Ah-Nold).

But the response from you all has been to point fingers and select committees to identify the people who are pointing the fingers and then make a subcommittee to stick their fingers up their own asses. Basically, it's become a giant clusterf*ck rather than what government is supposed to be; a representation and voice for the people it serves.

The problem is that the American people want action and something tangible while you seem more interested in trotting out other people to blame our current mess on. We want things fixed while you guys are trying to throw glue on a broken mug and hope it looks presentable. Contrary to popular belief, the American people aren't afraid of taxes, we're afraid of what you do with our taxes. For instance, I wouldn't mind giving away nearly half my paychecks in taxes if it meant I had low or no-cost healthcare with financial incentives for my doctors to care about my health, efficient and clean public transportation, good, low cost education for my future children and guarantees that my old-age wouldn't be spent in squalor.

And I don't think anyone would disagree with that.

People complain about taxes because they don't see their tax dollars at work. And the idea that giving tax breaks and bailouts to big business is a necessary evil in order to ensure job creation is a myth. In the past ten years, 70% of job creation was done by small businesses. It's not that we have "bailout fatigue", instead we have bailout rage. Everyday we hear about another initiative that has no effect on our every day lives but continues to allow those at the top to live comfortably.

For some reason you've ceased to become our representatives. You've become indifferent to our plight. That needs to end. In Britain after World War II, the government decided that having been devastated by a war and financially stricken, it would impose "cradle to the grave" reforms to improve the lives of their citizens. Are we not a nation indelibly impacted by war? Are we not financially broken? It's time to improve the lives of Americans in a radical way. And it's our government's job to do it.

19 March 2009

The Weight of the World

This week has not been a good one for Oakland businesses. Two of my favorite places in Oakland, Drift Denim and The Parkway Speakeasy Theater are closing at the end of the week. Both announcements were made suddenly (I learned about the Parkway this morning) and for me, a person who really patronizes local businesses and develops relationships with the workers and owners, it's really disheartening. In the face of this, as well as hearing about million dollar bonuses for insufficient work, it's been a pretty disheartening week. 

There have been some bright spots. I've accomplished a lot at work this week and I'm preparing to go to NY and see my family and some amazing friends. Then there's Fug Madness (an easy way to chase away some blues) and new episodes of Lost and Scrubs. But overall, things have been steadily losing their shine. I'm not a shiny, happy person but I'm not dark & twisty either. I just wish I had some solutions. Or at least an answer or two. 

I'm working all this weekend (I gotta eat too) but I'm going to try my hardest to make it to these establishments before they close and give a little to make sure they close with some dignity and the knowledge that they were loved and enjoyed. 

Ciao. 


01 December 2008

Black Friday & Cyber Monday: How I Finished My Christmas Shopping in One Weekend


I am not one of those people who tramples their way into a K-Mart at 5 a.m. for a discounted television. Actually I kind of hate those people. I think that the whole Black Friday phenomenon is ridiculous especially in this economy. Buying a T.V. you don't need at a discounted price is still money wasted. That being said, there are some wonderful things about Black Friday and it's online equivalent, Cyber Monday.

This Christmas I decided to focus on gifts that have either heartwarming and sentimental value or gifts whose purchase will also be a charitable contribution. And I managed to find some great deals along the way.

At Dogeared, a jewelry and accessory site, I found beautiful necklaces that come with wonderful messages attached. They are also have an anniversary special of 20% off, if you enter the promo code "HAPPYBIRTHDAY" during checkout. Also check out their eco-friendly bags.

Tom's Shoes is offering free shipping for online orders and for every pair of shoes purchased, one is donated to those in need. The company hopes to donate 30,000 pairs of shoes to Ethiopia. They are currently at 9,000!

A great site for international gems and helping those around the globe is The Hunger Site. This website not only has items made by local merchants all over the globe but purchase of items goes towards feeding the hungry around the world.

When it comes to my younger cousins and siblings, I like to give books at Christmas. Barnes & Noble is having a 40% off sale and a free winter throw with orders over $75.

My favorite online boutique Le Train Bleu, is having a 40% off Cyber Monday sale. I finally purchased Elsinore Buckle Flats I wanted as well as a gold tank. Enter promo code "cybermonday" at checkout.

And finally, as much fun as online shopping is, it's also great to make something for your relatives. My personal faves are scarves, customized photos and "coupons" for days out and fun activities.


*For more Cyber Monday deals go to CyberMonday.com. Also most Cyber Monday deals last through Tuesday!